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Sherry Chen, Realtor

Kappel Realty Group

Compass

DRE #02109149

Resources:

ADU Regulations
ADU Designs and Ideas

Recent Blog Posts

Top ADU Project Tips – Redfin features Sherry Chen
2021 Guide to VA Loans: 7 Tips for California Veterans
My Interview with Krystin Krebs Interiors

sherrychenrealty

✨ San Diego Realtor | Compass
🏘 ADU Expert
⭐️ C.A.R. Rising Star Award 2022
🏆 SDAR Gold Award ‘21 ‘22
🎓 UCLA Alum
DRE 02109149
Kappel Realty Group

New feature on @nerdwallet! The biggest issue curr

New feature on @nerdwallet! The biggest issue currently impacting the real estate market is LOW INVENTORY.⁠
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Unfortunately, rising interest rates have not only made it harder for buyers, but also even harder for homeowners to sell! This is because the large majority of homeowners currently have an interest rate of less than 5%. With today's interest rates ranging between 7-7.5%, it becomes a challenge for homeowners wanting to sell due to the rising cost of buying their next home. ⁠
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Since interest rates are likely not coming down soon, Nerd Wallet's Holden Lewis shares a few creative ideas on how homeowners can become incentivized to sell their homes today. Tap the link in bio to read more!⁠
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Sherry Chen ⁠
DRE 02109149⁠
Kappel Realty Group | Compass⁠
Equal Fair Housing⁠
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#sherrychenrealty #realestatemarket #homebuying #realestatemarketstats #realestatetips #housingmarket

💹💰Stocks vs. Real Estate 🏡💼 How is w

💹💰Stocks vs. Real Estate 🏡💼

How is wealth built through real estate? The answer is LEVERAGE.

Leverage in real estate can be a powerful wealth-building strategy because it allows you to control a more substantial asset with a relatively smaller amount of your own money. Here’s how it works:

1️⃣ Leveraging Other People’s Money (OPM): When you use leverage in real estate, you typically secure a mortgage or a loan to purchase a property. This means you’re using the lender’s money (OPM) to finance a significant portion of the property’s purchase price.

2️⃣ Magnified Returns: Let’s say you buy a $1,000,000 property with a 10% down payment ($100,000) and finance the rest with a mortgage ($900,000). If the property appreciates by 5%, your actual return isn’t just 5% on your $100,000 investment; it’s 5% of the full property value of $1,000,000. This equates to a return of $50,000 vs just $5,000!

In fact, San Diego real estate prices have appreciated on average of 8% year over year over the last 35 years, compared to the national average of 4% — making #SanDiego one of the highest appreciating markets to invest in.

3️⃣ Cash Flow: Leverage can also enhance your cash flow. Rising rents in San Diego makes it easier to cashflow over time while your 30 year fixed mortgage stays the same despite rising real estate prices.

Let’s keep the discussion going! What’s your take on this topic? Share your thoughts below. 👇

Sherry Chen
Kappel Realty Group | Compass
DRE 02109149
sherry.chen@compass.com

Thank you @lquesada4 and @new.venture.escrow for your video magic! 🎥🙏

#RealEstateVsStocks #InvestmentDilemma #FinancialWisdom #sandiegorealtor #realestateinvestingtips #realestateinvesting #realestateinvesting101

The La Mesa Car Show happens every Thursday throug

The La Mesa Car Show happens every Thursday throughout the summer in beautiful Downtown La Mesa Village. We had a blast checking out the beautiful vintage cars and saw some rare beauties like the Shelby GT and ‘66 Stingray 🔥 Then we topped off the night with a #happyhour cocktail at @casagabriela_lamesa 🥂 I love living in La Mesa where we have amazing events like this that bring the community together ❤️

#lamesavillage #lamesacarshow #lamesa #downtownlamesa #lamesahappenings #lamesasandiego #ilovelamesa #lamesacalifornia

JUST SOLD! Congratulations to my buyer who receive

JUST SOLD! Congratulations to my buyer who received $40,000 from the City of San Diego to purchase her first home in Serra Mesa!⁠
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Yes, you read that right. My buyer received tens of thousands of dollars from the San Diego Housing Commission's BIPOC First-Time Homebuyer Program. The median price of a home in San Diego now over a record-breaking $1M. Due to the rising costs of home ownership, @thesdhc offers numerous #downpaymentassistance programs for #firsttimehomebuyers. Thanks to programs like this, homeownership can become a reality for so many homebuyers in San Diego. ⁠
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My client is so excited to stop paying her landlord rent every month, and start building equity to build her longterm wealth. While she was nervous to purchase her first home in this hot market, she took the first step by reaching to me and getting preapproved for a loan. ⁠
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Due to my client's strong determination to purchase her first home, she stayed motivated through the entire #homebuying process from the preapproval process to closing. We hit a few challenges throughout escrow, but she stayed in the game and today she is the proud owner of a highly-coveted condo, centrally located in San Diego. ⁠
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There are many programs just like this that can help first time homebuyers with their down payment with annual income limits up to $150K+! If you'd like to see if you're eligible for down payment assistance to purchase your first home, reach out to me today at sherry.chen@compass.com. ⁠
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Sherry Chen ⁠
Kappel Realty Group | Compass⁠
DRE 02109149⁠
Equal Fair Housing⁠
⁠
#sherrychenrealty #serramesa #serramesarealestate #serramesahomes #sandiegocondo #sandiegoproperties #buyingacondo #sandiegorealtor #sandiegorealestatagent #sandiegohousingcommission #firsttimehomebuyergrant #sdhc

JUST SOLD! Congratulations to my buyer for closing

JUST SOLD! Congratulations to my buyer for closing on this one of a kind condo in one of the most exclusive communities in Carlsbad. ⁠
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From day one, my buyer was motivated to one day purchase a home in the Kensington At The Square community located in Bressi Ranch, Carlsbad. When this unique condo came up for sale back in April, we were one of the first to view it. Due to unforeseen circumstances, the seller had to pull it off the market. I still stayed in touch with the listing agent, so when the property came up for sale again 3 months later, we were able to move forward with an offer right away! ⁠
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During this three month period, my buyer's financial situation changed considerably. Luckily, @jale_yourloangirl_ was able to strategize the best loan structure for our client and help ensure we had a smooth closing. ✅⁠
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Condos rarely come up for sale in this uber-exclusive community, and the seller ended up receiving multiple offers well above asking price. We were able to get our offer accepted at list price, the lowest of all offers, due to the rapport I'd built with the agent over the last several months, and due to our impressive quick timelines. ⁠
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My buyer's dreams came true when we were able to close within a quick 15 day period! 🏠️ ⁠
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I'm so proud of my client for purchasing this home all on her own as a single mom. It's the perfect place to raise her daughter and enjoy her new life chapter! ⁠
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Sherry Chen⁠
Kappel Realty Group | Compass⁠
DRE 02109149⁠
Equal Housing Opportunity⁠
⁠
#sherrychenrealty #bressiranch #carlsbadrealestate #kensingtonatthesquare #justsold #sandiegorealestate #carlsbadcondo #carlsbadhomes #bressiranchhomes #bressiranchrealestate

IN ESCROW on this gorgeous, turnkey stunner minute

IN ESCROW on this gorgeous, turnkey stunner minutes from downtown La Mesa Village. 🌞

In this hot market, having the right team working on your side is key to getting you the home of your dreams. We wrote an offer with competitive, tight timelines and we won the deal despite being the lowest-priced offer. Given our tight timeline, we needed to schedule our home inspection ASAP. ⏰

Thanks to Curtis @westivy_homeinspection, we were able get this done within 24 hours of contract acceptance, giving my client peace of mind that he can move forward with a solid home. Teamwork makes the dream work! 🙌

#sherrychenrealty #lamesahomes #lamesarealestate #lamesarealtor #lamesavillage #homeremodel #homeinspection #sandiegohomeinspection #turnkeyproperties #homebuyer #sandiegohomebuyer

JUST SOLD! Luxury townhome in the trendy Voltaire

JUST SOLD! Luxury townhome in the trendy Voltaire neighborhood of #PointLoma. ⁠
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Congratulations to my buyers on purchasing their first home! My clients initially moved from San Francisco to San Diego over a year ago. After officially falling in love with SD, they decided to take the plunge and purchase their first home and plant their roots in beautiful Point Loma. 🏖️⁠
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With the Midway Development Project under development nearby, as well as million dollar townhomes currently under construction across the street, my clients' investment is guaranteed to grow year over year in strong appreciation. 📈⁠
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During the escrow process, we experienced a few bumps in the road and had to switch lenders to get the job done. Luckily, @jale_yourloangirl was able to save the day and take us to finish line! 🙌⁠
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Working with the right team is one of the most important aspects of the #homebuying process, and I'm so glad that my buyers were able to successfully close on their new home. 🥂⁠
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Sherry Chen ⁠
Kappel Realty Group | Compass⁠
DRE 02109149⁠
⁠
#sherrychenrealty #sanfranciscotosandiego #pointlomarealestate #pointlomahomes #voltairepointloma #coastalhomes #luxurytownhome #coastaltownhome #sandiegotownhome #uppervoltaire⁠
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JUST SOLD! Congratulations to my #firsttimehomebuy

JUST SOLD! Congratulations to my #firsttimehomebuyers on the purchase of this charming La Mesa bungalow, complete with a detached garage perfect for an ADU conversion! 🏡⁠
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We beat multiple offers, despite initially being the lowest priced offer. Our offer stood out due to our very strong offer terms including a quick 15 day close, and 7 day contingencies across the board. Shoutout to our lender @jale_yourloangirl_ for always performing on the quick timelines we need to compete in this hot market 🔥⁠
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My clients plan to convert the spacious detached garage into an #AccessoryDwellingUnit to earn rental income and offset their mortgage payment significantly. 💲⁠
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Despite rising interest rates, my buyers made the smart decision to take the plunge and buy their home NOW versus waiting until rates drop when competition will be even fiercer and home prices even higher. ✅ ⁠
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Thank you to my incredible clients for trusting me every step along the way throughout this very quick escrow. I could not be happier for my buyers on purchasing this amazing, turnkey home in beautiful #LaMesa!⁠
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Sherry Chen⁠
Kappel Realty Group | Compass⁠
DRE #02109149⁠
Equal Fair Housing⁠
⁠
#sherrychenrealty #theaduagent #homebuying #lamesahomes #lamesarealestate #sandiegorealestate #adugarageconversion #sandiegoadu #lamesahome #lamesarealtor #lamesarealestateagent

One of my favorite things to do in San Diego is to

One of my favorite things to do in San Diego is to visit our amazing farmers markets! The Hillcrest farmers market is one of my favorites and it’s held every Sunday rain or shine.

I love to cook 👩‍🍳 which is why I go to the farmers market to find the freshest produce available that’s in-season, straight from local growers. 🥦🥬🥒🥕🌽

I also love to stop by @wipeoutcoffee for their smooth cold brew coffee ☕️ and grab my favorite healthy Seedy Bread from local bread maker, Honeymoon Homestead 🍞Plus no trip to the @hillcrestfarmersmkt is complete without grabbing a plate of spicy Jerk Chicken with greens and coconut lentils from @flavorsofeastafrica🔥🍗

Now that it’s officially summer, go out to enjoy the sunshine and visit your local farmers market this weekend! 🌞

#hillcrestfarmersmarket #hillcrest #sandiegofarmersmarket #localfarms #eatlocal #normalheights #universityheights #thingstodoinsandiego #localfarmersmarket

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